Business Insurance

Key-person or key executive insurance is coverage that protects a business after the sudden loss of an irreplaceable person. Your company’s key-person insurance coverage should be a crucial component of your business plan and shareholder agreement, if necessary. 

We have expertise in the following areas:

  • Buy/Sell Life Insurance
  • Buy/Sell Disability Insurance
  • Keyman Insurance
  • Business Overhead Insurance

Does your organization need assistance in establishing or reviewing the plans or policies to protect a vital part of your business? Contact an expert Advisor at FSG Benefits today! With our guidance, your business will have a way forward and peace of mind in the case of such an unfortunate event.

Financial Services Group is an independent broker-- we are not tied to any one insurance company or financial institution. Our combination of modern philosophy and unparalleled ethics means we have the utmost flexibility when you trust us with planning, implementing and reviewing your business protections. Thanks to our strong relationships with industry leaders such as BMO, Canada Life, Equitable Life, Industrial Alliance, Manulife Financial, RBC and Sunlife, we have the ability to market your plan to multiple insurers to make sure you are getting the most competitive rate possible.

Our team takes a holistic approach and our policies are often bundled into plans that value your overall needs. Our clients never pay for something they do not need! FSG’s expert advisors are salaried staff, not commissioned salespeople-- your best interest is our top priority! We do not use pushy tactics or unnecessary upselling. 

THE FSG PROCESS: 

  • Contact us by phone, email or make an appointment in-person for a free consultation;
  • Needs assessment and fact-finding with a friendly FSG representative;
  • Your advisor introduces our available plans and policies, prioritizing your goals;
  • All FSG products qualify for regular reviews to ensure your satisfaction.

With over 40 years of experience in the financial sector, Financial Services Group has weathered many changes and looks forward to adapting to the future. Our team holds all necessary licenses, as well as accreditation and other recognition from trusted boards such as: Life License Qualification Program (LLQP), Certified Financial Planning Board (CFP) and Mutual Fund Dealers Association of Canada (MFDA).

"The way your employees feel is the way your customers will feel. And if your employees don't feel valued, neither will your customers."

- Sybil F. Stershic, author